GSB Insights

September 21, 2023
Riding the Bull
A look at stock market dominance in 2023.
In the first seven months of 2023, US stocks have been galloping ahead of their international counterparts, adding...

September 18, 2023
Resilience of the US stock market
Historical data shows that the US stock market has consistently produced positive returns.
It’s not uncommon for the stock market to experience dips...

September 15, 2023
How to build a secure retirement
Key considerations to help you navigate the complexities of retirement planning.
Planning for retirement is a journey that requires careful consideration...

September 14, 2023
Current Market Scenario of Risk & Returns in Bonds right now
Guidance to ensure your portfolio is balanced, resilient and primed for growth.
As GSB Capital evaluates the current market scenario, we ask: Should long-term...

September 8, 2023
Shiny-object stocks of the S&P 500 index
Don’t be swayed by a cherry-picked depiction of history.
Many market commentators agree there is a clear discussion about the performance comparison between...

September 7, 2023
How US Stocks Have Behaved in an Election Month
Historically, there is a correlation between presidential elections and stock market performance.
However, it’s important to note that many factors...

August 28, 2023
Our relationship with money
You probably need less money than you think for retirement.
One of the biggest problems with money is that our feelings about it are always relative. Many...

August 26, 2023
Fitch Ratings has caused a stir in the financial world
Recent downgrade of the US government’s credit rating.
The recent downgrade of the US government’s credit rating by Fitch Ratings from AAA...

August 25, 2023
Don't be too quick to assume that stocks are overvalued
Remember, stocks are priced to deliver a positive return for investors.
It’s a common misconception among investors that a market high signifies...

August 23, 2023
A retirement crisis in the making
The amount of money required to retire at a minimum living standard has seen a surge.
The cost of living crisis is rapidly morphing into a retirement crisis....

August 16, 2023
The Power of Pension Planning
A Tale of an £11 Million Retirement Pot.
A Freedom of Information request to the Office for National Statistics (ONS) has revealed that a pension saver...

August 15, 2023
It's time in the market, not timing the market!
The potential pitfalls of mistiming the market can be significant.
Market timing is a strategy that involves determining the optimal times to buy or sell...

August 11, 2023
Are stock markets stacked against the little guy?
Making it difficult to make informed investment decisions.
Stock markets have long been hailed as a gateway to wealth and financial independence. With...

August 10, 2023
Think twice about chasing the biggest stocks
Positive news may push prices higher, but these changes are not predictable
Investors must think twice about chasing the biggest stocks based on market...

August 9, 2023
The Evolution of Small-Cap Investing
Four Decades of Innovation at Dimensional
In 1981, Dimensional launched its first strategy, the US Micro Cap Equity Strategy, which focused on investing...

August 3, 2023
Credit downgrade
The impact on US equity markets, US Treasuries, or the US dollar will likely be minimal.
According to Vanguard, one of the world’s largest investment...

July 31, 2023
Federal Reserve has again raised interest rates
Will this be the last rate hike, or can we expect more?
The Federal Reserve has again raised interest rates, reaching their highest level over 22 years....

July 28, 2023
Building a diversified portfolio
What is it, and why is it important?
Trusting that your investments are progressing toward your objectives is vital, allowing you to concentrate on the...

July 25, 2023
Getting retirement ready
Key steps to achieving a comfortable retirement.
A comfortable retirement is a common financial goal, and contributing to a pension is essential to achieving...

July 21, 2023
Responsible asset selection
Supporting responsible practices and contributing to a sustainable future.
Environmental, Social and Governance (ESG) investing is a strategy that focuses...