Riding the Bull
A look at stock market dominance in 2023. In the first seven months of 2023, US stocks have been galloping ahead of their international counterparts, adding another chapter to the saga of US market supremacy that spanned the past decade. Some investors might interpret this as a reason to challenge the efficacy of global diversification. […]
Resilience of the US stock market
Historical data shows that the US stock market has consistently produced positive returns. It’s not uncommon for the stock market to experience dips and slides over a few days or even months. Such occurrences often lead investors to anticipate a year of losses. However, historical data shows that the US stock market has consistently produced […]
How to build a secure retirement
Key considerations to help you navigate the complexities of retirement planning. Planning for retirement is a journey that requires careful consideration and thoughtful preparation. As you embark on this path towards financial independence and peace of mind, several essential factors must be remembered. In this article, we will explore these key considerations to help you […]
Current Market Scenario of Risk & Returns in Bonds right now
Guidance to ensure your portfolio is balanced, resilient and primed for growth. As GSB Capital evaluates the current market scenario, we ask: Should long-term investors seeking reasonable yields and capital gains consider acquiring bonds now? It’s a question worth asking, especially as we anticipate potential drops in interest rates within the next year or so.
Shiny-object stocks of the S&P 500 index
Don’t be swayed by a cherry-picked depiction of history. Many market commentators agree there is a clear discussion about the performance comparison between the S&P 500 and U.S. small-cap value stocks. That’s why many investors have been lured by the shiny-object stocks of the S&P 500 index.
How US Stocks Have Behaved in an Election Month
Historically, there is a correlation between presidential elections and stock market performance. However, it’s important to note that many factors influence the stock market, and elections are just one of them. Here are some key takeaways: Historically, stock (equity) and bond markets exhibit more restrained performance in the year leading up to a presidential election. […]
Our relationship with money
You probably need less money than you think for retirement. One of the biggest problems with money is that our feelings about it are always relative. Many assume that once they hit a certain level of income or net worth, all of their problems will magically vanish. Unfortunately, what typically happens when you make and […]
Fitch Ratings has caused a stir in the financial world
Recent downgrade of the US government’s credit rating. The recent downgrade of the US government’s credit rating by Fitch Ratings from AAA to AA+ has caused a stir in the financial world. This decision was influenced by several factors, such as the debt ceiling debate, increasing US government debt, and governance concerns. However, in the […]
Don’t be too quick to assume that stocks are overvalued
Remember, stocks are priced to deliver a positive return for investors. It’s a common misconception among investors that a market high signifies overvalued stocks. But interestingly, historical data suggests that average returns one, three, and five years following a new month-end market high are similar to those after months ending at various levels.
A retirement crisis in the making
The amount of money required to retire at a minimum living standard has seen a surge. The cost of living crisis is rapidly morphing into a retirement crisis. An escalating increase in food and energy prices means that the amount required to retire at a minimum living standard has seen a surge of nearly £2,000 […]